The NC legislature recently passed a law changing the rules regarding the impact of reduced speed tickets and the use of a prayer for judgment. The prior law allowed an individual one speeding ticket of 10 over the speed limit or less every 3 years and a family household the use of one prayer for judgment (PJC) every 3 years for insurance purposes.
The new law changed exemptions from insurance to one speeding ticket of 10 over or less every 5 years per individual and one prayer for judgment per household every 5 years as well. This rule is not retroactive to offenses having a conviction date of before July 1, 2025.